What it covers
What a Medicare Supplement pays for
Original Medicare covers most of your care but leaves you with deductibles, copays and coinsurance that have no yearly cap. A Medicare Supplement plan is standardized insurance that fills in those gaps, which is why it is also called Medigap.
- Helps pay the Part A hospital deductible and coinsurance
- Helps pay the Part B coinsurance for doctor visits
- No network, so you keep any provider who accepts Medicare
- Coverage that travels with you across the country
- Standardized plans, so a Plan G is the same benefits at every carrier
Because the benefits are standardized by letter, the real difference between carriers comes down to price and service. A Medigap plan does not include drug coverage, so Earl pairs it with a separate Part D plan.
How it works
How Earl compares your options
Pick the coverage level
Earl explains what the common plan letters cover so you can decide how much of the gap you want filled.
Shop the same plan across carriers
Since a plan letter is standardized, Earl compares price and carrier reputation for the exact same benefits.
Add a drug plan
A Medigap plan has no drug coverage, so Earl checks your prescriptions against Part D plans to complete the picture.
Review it every year
Earl offers a free annual review so a rate increase or a better option does not go unnoticed.
Questions
Medicare Supplement questions
Can I keep my own doctors with a Medicare Supplement?
Does a Medicare Supplement include prescription drug coverage?
Are Medicare Supplement plans the same at every company?
Compare Medicare Supplement plans with Earl Doucette
Earl compares the standardized Medigap plans side by side so you can see the real difference in what each one pays and costs.